About ECRI

History

The European Credit Research Institute (ECRI) is an independent, non‐profit research institute that develops its expertise from an interdisciplinary team and networks of academic cooperation partners. It was founded in 1999 by a consortium of European banking and financial institutions. ECRI’s operations and staff are managed by the Centre for European Policy Studies (CEPS).

Understanding credit markets for Europe

ECRI provides in‐depth analysis and insight into the structure, evolution and regulation of retail financial services markets in Europe. Through its research activities, publications and conferences, ECRI keeps its members and the wider public up‐to‐date on a variety of topics in the area of retail financial services at the European level, such as consumer credit and housing loans, credit reporting, responsible lending and consumer protection.

Board of Directors     

- Rosa María Gelpi, President, ECRI

- Jean-Eric De Mesmay, Director International Development, Cofidis

- Francois Langlois, Director des Relations Institutionnelles, BNP Paribas Personal Finance

- Peter Moller Jensen, Vice President, VISA Europa

- Ben Murphy, Head of Regulatory & Public Affairs, International Personal Finance

- Penelope Naas, Vice President Global Government Affairs, Citi

- René Pinon, Responsable Juridique du Groupe, Sofinco

- David M. Rees, Group Legal Advisor, Provident Financial

- Peter Villa, Member of Executive Board, Schufa Holding AG